P2P Lending

API Feature List

  • Register Investor

    This operation should be called to create and/or register a new investor. A new customer’s identification file (cifNumber) will be created in BNI.

  • Register Investor’s Account

    This operation should be called to create and/or register a new investor’s account. A new account number (accountNumber) will be created in BNI, this account will be reffered as RDL (Rekening Dana Lender).

  • Inquiry Account Info

    This operation is used to get basic information about P2P company or investor’s account numbers. Account numbers don’t need to be registered in BNI API, because this operation will not return balance info.

  • Inquiry Account Balance

    This operation is used to get balance information from the P2P company or investor’s account numbers. Account numbers need to be registered in BNI API.

  • Inquiry Account History

    This operation is used to get history for last 100 transactions from the P2P company account numbers in current date (D-0). Account numbers need to be registered in BNI API.

  • Payment Using Transfer

    This operation is used to payment or transfer from P2P company or investor’s account numbers to another BNI account numbers. Account numbers need to be registered in BNI API.

  • Inquiry Payment Status

    This operation is used to get payment status from each payment operation/transaction.

  • Payment Using Clearing

    This operation is used to payment or transfer from P2P company or investor’s account numbers to another account numbers (BNI or other banks) by using clearing transaction (SKN-BI).

  • Payment Using RTGS

    This operation is used to payment or transfer from the P2P company or investor’s account numbers to another account numbers (BNI or other banks) by using RTGS transaction (BI-RTGS System).

  • Inquiry Interbank Account

    This operation is used to get basic information about beneficiary (other bank) account numbers before hit “Payment Using Interbank” operation. Account numbers need to be registered in BNI API.

  • Payment Using Interbank

    This operation is used to payment or transfer from the P2P company or investor’s account numbers to beneficiary (other bank) account numbers by using online transaction.

For further information:


Service Action Team

(021)-29946046

Fax 021-5728874

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

WA 0858-5000-1946